Sep 03 2025 17:47
Transportation Insurance: Final Coverages
Transportation Insurance: Final Coverages to Complete Your Program
Throughout this blog series, we’ve explored the wide range of insurance solutions available for trucking, logistics, and fleet operations in the E&S marketplace. From Auto Physical Damage to Motor Truck Cargo, each coverage plays a vital role in protecting your business or your clients' business.
To close out the series, we’re highlighting Contingent Brokers Liability, Truckers General Liability, and additional coverage options that complete a strong transportation insurance program.
Contingent Brokers Liability
When acting as a truck broker or freight forwarder, liability exposures can still arise—even if you’re not directly hauling the cargo. Contingent Brokers Liability coverage protects against situations where the insured’s liability insurance has failed to respond.
- Premiums rated based on gross receipts
- Limits of $1,000,000 per occurrence and $2,000,000 annual aggregate
This ensures brokers and freight forwarders have an extra layer of security in complex transportation arrangements.
Truckers General Liability
Truckers General Liability coverage protects against claims for injuries or property damage arising out of business activities other than driving a truck, for example, property damage caused by other cargo on the truck.
- General aggregate limit up to $2,000,000
- Each occurrence limit up to $1,000,000
This coverage helps safeguard operations from a broad range of third-party liability exposures beyond the road itself.
Other Products to Strengthen Your Coverage
In addition to the core protections outlined in this series, we also offer specialized coverage options, including:
- Inland Marine Cargo
- Contractors Equipment
- Dealers Open Lot
- Garage Keepers Legal Liability
- Non-Trucking Liability
These policies ensure every aspect of your business—from vehicles and cargo to equipment and facilities—is protected.
Ready to Get Started?
We’d love to help you with your transportation insurance needs. To ensure the best results, please provide the following when submitting:
- A completed information sheet(linked below)
- Driver list
- Vehicle list
- Additional proposal forms
- Hard copy Loss Runs for all years
The more detail you and your team can share, the better we can tailor a program that fits your needs.
It’s been a pleasure sharing this series with you, and we look forward to helping you secure the right protection for your trucking, logistics, or fleet operations.
