Aug 25 2025 19:55

Professional Liability: Architects, Engineers, & Contractors!

Building Confidence: Professional Liability Coverage for Architects, Engineers & Contractors

 

Every project starts with a vision—whether it’s a custom home, a new bridge, or a detailed set of blueprints. But no matter how much experience you bring to the table, there’s always the chance that something could go wrong. A design error, a construction issue, or even an unexpected cyber event could put your hard work—and your reputation—at risk.

That’s where Professional Liability Insurance for Architects, Engineers, and Contractors comes in. Think of it as your safety net, built to protect you from the risks that come with turning plans into reality.

 

Coverage Built With You in Mind

What makes this coverage different is how comprehensive it is. It’s designed to give you peace of mind, so you can focus on doing what you do best. Here’s what you’ll get:

  • A broad professional services definition, customized to fit your specific work
  • Built-in protection for rectification, pollution, mold, and even cyber risks (both first- and third-party)
  • Automatic coverage for your clients through Additional Insured (AI) status
  • Occurrence general liability for non-contracting operations
  • Worldwide coverage, because projects don’t always stay local
  • Options to cover you on a practice-wide, project-specific, or client-specific basis
  • Written as either primary or excess coverage, depending on your needs

And with limits up to $5 million and minimum premiums starting at $2,500, it’s a strong solution that’s also accessible.

 

Who This Coverage Is For

We know that no two professionals are the same, and your insurance shouldn’t be one-size-fits-all. That’s why this program is built for a wide range of specialties:

 

Contractors:

  • Artisan contractors
  • Construction managers at risk
  • Custom product fabricators
  • Design/build firms
  • General contractors
  • Steel fabricators & erectors

Engineers & Designers:

  • Aviation, nuclear, oil & gas consultants
  • Project & construction managers
  • Electrical & lighting engineers
  • Industrial & process engineers
  • Landscape architects & land-use planners
  • Machinery & equipment designers
  • Prototype designers
  • Steel detailers & CAD drafters

And more! If your role isn’t listed, don’t worry—we likely have a solution for you.

 

Why It Matters

Mistakes, delays, and disputes can happen to anyone, no matter how skilled or careful. The real question is: what happens next? With professional liability coverage, you don’t have to shoulder those risks alone. You’ll have financial protection, legal support, and the confidence to keep moving forward, no matter what comes your way.

 

Ready to protect your business and your reputation? Let’s talk about a plan tailored to your needs. Reach out today—we’re here to help you build with confidence.