Expert Underwriting for Property Risks
Property Insurance Solutions
Providing independent agencies with customized property insurance solutions for high-risk.
Tailored Property Coverage in the E&S Marketplace
Property insurance is a critical component of risk management for businesses, ensuring protection against physical loss, damage, and catastrophic events. At Souders Underwriting Group, we specialize in underwriting solutions for independent agencies, helping them secure customized policies in the Excess & Surplus (E&S) marketplace.
Our underwriting expertise allows us to craft property insurance programs that address hard-to-place risks, high-value assets, and industries with unique exposures. Whether it’s commercial real estate, manufacturing facilities, or specialty properties, we help agencies navigate market challenges and secure comprehensive coverage.
- 100% insured to value replacement cost
- Primary, excess of loss and full value policies
- Equipment Breakdown for additional premiums
- Markets available for high-risk properties
- Standalone Coastal Quake and Flood
- Coastal, Tier 1 and Tier 2 properties considered
We Help With Coverage for:
Hotel/Motels
Condominiums
Apartments
Strip Malls & Shopping Centers
Office Buildings
Convenience Stores
Churches
Warehouse & Distribution
Lessor’s Risks Only
Nursing Homes & Assisted Living
Vacant Risks
Restaurants
Schools
Health & Country Clubs
Gyms
Auto Repair / Sales
And Many More
Fine Art & Specie Coverage
Safeguard your most valuable assets with Fine Art & Specie insurance-tailored protection for collections, jewelry, and treasures that demand more than standard coverage, including stay risk, transit risk, and all-risk coverage against physical loss or damage.
Limits & Premiums
- Up to a capacity of $300mm per risk
- Admitted Minimum Premium $1,000
- Surplus Minimum Premium $5,000
- No Maximum
Risks Covered
Private & Corporate, Collections, Galleries & Private Dealers, Trusts & Estates, Museums & Foundations, Exhibitions, Antique Dealers, Auction Houses, Wholesale & Retail Jewelers, Artists & Conservators, Personal Jewelry Collections, Wine Collections, Coin & Precious Metal Dealers, Gun & Camera Collections (in safe), Stamp Collections, Musical Instruments & Dealers, Classic Cars (static risk only), AND MORE
Wind Deductible Buyback Policies
- We can write Commercial, Residential and Builders Risk WDBB Policies
- Reduce Wind Deductibles up to 15%
- Coastal, Tier 1, and Tier 2 considered
- Quoted in house, with quick turnaround times!
