Feb 26 2026 18:00

New Wind-Only Property Coverage Launching March 1st

Expanded Coastal Capacity for Insurance Agents in Texas Through Alabama

 

Starting March 1st, we are proud to introduce a new Wind-Only Property Insurance program designed specifically to help retail agents place difficult Tier 1 coastal risks.

If you’re writing business along the Gulf Coast and need reliable wind capacity, this new coverage line creates fresh opportunities for you and your insureds.

 

Wind-Only Property Coverage – Tier 1 Coastal Markets

 

This new program is available for Tier 1 properties from Texas through Alabama, including risks located within one mile of the coast — an area where capacity is often limited and underwriting is tight.

 

Program Highlights:
  • Wind-Only Property Coverage
  • Tier 1 Coastal Eligibility (TX to AL)
  • Maximum Limits up to $2,500,000
  • Ability to quote properties within one mile of the coast
  • Option to consider AOP (All Other Perils) depending on occupancy
  • Can be written Primary or Full Value

 

This product is built to give agents greater flexibility when traditional markets decline or restrict coastal wind exposure.

 

Designed for Retail Insurance Agents

 

As a wholesale brokerage partner, our goal is simple: Help you win and retain more coastal property accounts.

 

This program is ideal for:
  • Coastal habitational risks
  • Small to mid-sized commercial properties
  • Accounts struggling with limited wind capacity
  • Properties needing primary wind placement

 

With competitive limits and coastal eligibility, this new market helps you compete in challenging Tier 1 territories.

 

Submission Requirements

 

To obtain a quote, please provide:

  • ACORD Application and Statement of Values (SOV)
  • 5 Years of Loss Runs
  • Confirmation of Expiring Carrier and Premium
  • Target Premium and Desired Deductibles

 

To make the submission process simple, just email the above items to submissions@soudersgroup.com and our team will begin reviewing your account promptly

 

Place Your Coastal Wind Business With Confidence

 

Coastal wind risks continue to present placement challenges for retail agents across Texas, Louisiana, Mississippi, Alabama, and surrounding Tier 1 areas. This new Wind-Only Property Insurance program expands your options starting March 1st.

 

If you have coastal risks coming up for renewal, now is the time to start the conversation.

Submit your accounts today and secure capacity before the next storm season.