Oct 06 2025 16:51

Manufacturers Property Insurance: Tailored Coverage for High-Risk Operations

Protect High-Risk Manufacturing Operations with Confidence

 

When it comes to manufacturing, property risks can be complex—and standard insurance often isn’t enough. Your property isn’t just a building—it’s the heart of your operation. Fires, explosions, and other losses can shut down production in seconds. Manufacturers Property Insurance is designed to protect businesses with unique exposures, offering flexible and comprehensive coverage for high-risk operations and hard-to-place properties.

 

Why It Matters

 

From recyclers and sawmills to cold storage facilities and plastics manufacturers, many industrial businesses face heightened fire, explosion, and environmental risks. Having specialized coverage ensures you’re not left exposed to devastating losses that could halt operations or threaten your bottom line.

 

Coverage Highlights

 

Our Manufacturers Property Insurance program offers powerful protection built to handle the demands of high-value and high-risk assets:

  • Overall Limits: Up to $50 million+
  • Flexible Structures: Limit of Loss or Primary coverage available
  • 100% Full Value Cover to ensure total asset protection
  • Co-insurance options(e.g., 10% of $50M TIV) for shared-risk flexibility
  • Minimum Premium: Starting at $25,000
  • Discounts available for first loss or primary placements
  • Additional savings for higher deductibles or indicated terms
  • Written as Primary or Excess coverage for complete flexibility

 

Target Industries

 

This program is designed for a wide range of manufacturing and industrial operations, including:

  • Recyclers (wood, paper, cardboard, metal, rubber)
  • Sawmills and woodworkers
  • Dry goods and non-hazardous unsprinklered storage
  • Hazardous chemical or oil storage
  • Aerosols, biofuels, fireworks, and explosives
  • Vacant property and industrial facilities
  • Cold storage (EPS risks with or without cooking)
  • Plastic injection molders
  • Medical centers, admin buildings, and commercial centers

 

Protect What Keeps Your Business Running

 

No two manufacturers face the same risks—but every one of them deserves reliable coverage. With tailored limits, competitive premiums, and flexible terms, our Manufacturers Property Insurance gives you the security and confidence to keep your operations moving forward.

 

Why Work With Us?

 

We understand the challenges manufacturers face—tight margins, specialized equipment, and the constant need to manage operational risks. Our team connects you with customized insurance solutions built for resilience, compliance, and growth.

When others see risk, we see opportunity to protect what matters most.

 

Contact us today to learn how we can help you protect your property and production from even the toughest risks.