Sep 12 2025 18:51
Builders Risk Insurance: Protecting Projects from the Ground Up
Builders Risk Insurance: Protecting Projects from the Ground Up
When it comes to construction, unexpected losses can bring a project to a halt. Builders Risk Insurance helps keep things moving, protecting property, materials, and equipment from start to finish. Whether it’s ground-up construction, multi-family housing, or commercial renovations, this coverage provides the peace of mind your clients need to stay on track.
Why Builders Risk Insurance Matters
Every construction project faces risks: weather damage, theft, vandalism, or accidents. Builders Risk Insurance safeguards against these setbacks, covering key exposures during the build so your clients don’t face costly delays or out-of-pocket losses.
Coverage Highlights
Our program is designed to meet a wide range of construction needs with flexible options:
- Limits up to $25M TIV
- Minimum premium: $400
- One-shot and reporting form options
- Tier 1 Wind/Hail coverage
- PC 1-10 eligible
Coverage Includes:
- Property in Transit
- Property at Temporary Locations
- Soft Costs Limit per Structure
- Ordinance or Law – Coverage A, B, & C
Who We Cover
From ground-up construction to large-scale renovations, our coverage fits a variety of projects:
Ground-Up Construction
- Family Construction
- Multi-Unit Townhomes
- Condominiums
- Apartments
- New Builds
- Commercial Construction
Renovation Projects
- Family Non-Structural Renovations
- Commercial Remodeling of Existing Structures
- Structural Renovation Projects
What’s Needed to Get Started
To secure coverage, we’ll need:
- Acord Application
- Supplemental Application (linked below)
- 3 Years of Loss Runs
- Builder’s Resume (if less than 3 years in business)
With Builders Risk Insurance, your clients can focus on what they do best—building—while we provide the protection to keep their projects moving forward.
