Jan 23 2026 18:42

Architects, Engineers & Contractors Professional Liability Insurance

Flexible Coverage Solutions Built for Today’s Complex Risks

 

If your clients operate in the architectural, engineering, or construction (AEC) space, you already know the risks don’t stop at the jobsite. Design errors, professional oversights, pollution claims, cyber incidents, and contractual liability can all trigger costly claims—often years after a project is completed.

 

That’s why our Architects, Engineers & Contractors Professional Liability program is designed to give insurance agents powerful, flexible solutions that meet the evolving needs of AEC professionals.

 

Built to Support Agents Writing AEC Professional Liability

 

We make it easier for agents to place complex risks with confidence, offering broad coverage, competitive pricing, and underwriting flexibility.

 

Program Highlights:
  • Limits available up to $5 million
  • Minimum premium starting at $2,500
  • Primary or excess placements available
  • Policies can be written on a practice-based or project/client-specific basis
  • Worldwide territory coverage available

 

Whether you’re working with a boutique design firm or a multi-discipline construction operation, this program is built to scale.

 

Comprehensive Coverage Built for Real-World Exposures

 

Our policies feature a broad professional services definition that can be tailored on a risk-specific basis, ensuring your clients are covered for what they actually do—not just what’s listed on paper.

 

Built-In Coverage Enhancements

 

This program includes several high-demand coverages that are often excluded or require endorsements elsewhere:

  • Rectification coverage
  • Pollution liability
  • Mold coverage
  • First- and third-party cyber liability
  • Automatic Additional Insured (AI) status for clients to address vicarious liability
  • Occurrence-based general liability for non-contracting operations

 

These enhancements help agents deliver more value while reducing coverage gaps that can derail client relationships.

 

Eligible Classes of Business

 

We support a wide range of AEC professional liability risks, making this program ideal for agents looking to consolidate placements under one strong solution.

 

Architects Professional Liability
  • Residential Architects
  • Commercial Architects
  • Landscape Architects & Land-Use Planners
  • Interior Architects
  • Urban Architects / Urban Designers
  • Sustainable (Green) Architects

 

Engineers Professional Liability
  • Aviation, Nuclear, Oil & Gas Engineers or Consultants
  • Construction & Project Managers
  • Control System Integrators
  • Electrical & Lighting Engineers
  • Industrial & Process Engineers
  • Machinery & Equipment Designers
  • Prototype Designers
  • Steel Detailers & CAD Drafters

 

Contractors Professional Liability
  • Artisan Contractors
  • At-Risk Construction Managers
  • Customized Product Fabricators
  • Design-Build Firms
  • General Contractors
  • Steel Fabricators & Erectors

 

A Competitive Advantage for Insurance Agents

 

This AEC professional liability program allows agents to:

  • Place hard-to-write design and construction risks
  • Offer broader coverage with fewer endorsements
  • Address emerging exposures like cyber, pollution, and mold
  • Customize solutions for project-specific or client-driven needs

 

If you’re looking to grow your construction professional liability, architect E&O, or engineer professional liability book, this program delivers the flexibility and coverage sophistication your clients expect.

 

Start Placing AEC Professional Liability with Confidence

 

Our underwriting approach is collaborative, responsive, and focused on helping agents close deals—not slow them down.

 

Ready to submit a risk or learn more?

Contact us today to discuss how our Architects, Engineers & Contractors Professional Liability program can support your agency’s growth.